When a kitchen fire occurs, smoke can permeate into your kitchen cabinets.  Smoke damage can completely ruin the integrity of your cabinets. In these cases, full-replacement of your cabinets is likely necessary.  Thankfully, this should be covered by your insurance company – depending on your policy. 

The same goes for smoke damage that permeates into clothes, furniture, and personal belongings -- depending on your policy, these are typically things your home insurance will pay to replace. 

Tricky post-loss conditions that accompany making a fire claim with your insurance company often apply.  We have seen insurance companies attempt to deny or underpay claims for failing to comply with those conditions.  

This is why it is best to have a trained professional review your policy to ensure that you are in compliance with your policy.  But fear not, if fire and smoke damage does occur, Manny is here to Protect Your Home!